How do I file an insurance claim?

If you have experienced a covered emergency event, here's what to do next, summarized from the applicable insurance certificate:

1. Call the insurance provider, ZON Re-USA at
   [phone]
2. Prepare the Claim Form, attached at the bottom of those article, as directed by the agent you speak to on the phone. For the purposes of this form, the Device Holder is the "Employee" and the Device Holder's name, date of birth, etc. should be filled in anywhere the "Employee's" information is required. Depending on the circumstances, the agent may have you fill out a different form that they will provide. 
3. Submit the completed form by mail, fax, or email to:
   Zurich American Insurance Company
   P.O. Box 968041
   Schaumburg, IL 60196-8041
   Fax: [phone]
   Email: [e-mail]

How do I know what's covered?

Take a look at our overview and the detailed certificate information.